🇻🇳 Japan to Vietnam Transfer Comparison — ¥100,000
| Service | Recipient gets (VND) | Fee | Speed | Best for |
|---|---|---|---|---|
| 🏆 Wise | ~₫15,800,000 | ~¥500–800 | 1–2 days | Best rate |
| SBI Remit | ~₫15,500,000 | ¥300–500 | Same day | Speed + cash pickup |
| Brastel Remit | ~₫15,400,000 | ¥200–400 | Same day | Vietnamese workers in Japan |
| Panda Remit | ~₫15,300,000 | ¥400 | 1–2 days | Budget option |
| Japanese Bank | ~₫14,900,000 | ¥3,000–5,000 | 3–5 days | Avoid for regular use |
📋 What Your Recipient Needs (Vietnam)
🏦 For bank transfer
- Full name (as on bank account)
- Bank account number
- Bank name (Vietcombank, Agribank, Techcombank, VPBank, MB Bank most common)
- Branch name (for some banks)
- SWIFT code (for international wire — e.g., Vietcombank: BFTVVNVX)
📱 Mobile wallet options
- MoMo — Vietnam's largest e-wallet. Some services (WorldRemit, Remitly) support direct MoMo delivery
- ZaloPay — popular in younger demographics
- VNPay — widely accepted for payments
- Ask your recipient which they prefer before choosing your delivery method
Brastel Remit — worth checking for Vietnam specifically
Brastel Remit is a Japan-based service popular among Vietnamese workers in Japan. It has strong partnerships with Vietnamese banks and often offers competitive rates for this specific corridor. Interface is in Japanese — ask HR or a Japanese-speaking colleague to help set it up if needed.
🏆 Wise — Best Overall for Japan to Vietnam
✓ Real mid-market JPY/VND rate
✓ Delivery to all major Vietnamese banks
✓ Transparent fees from 0.41%
✓ Full English app
✗ No cash pickup
✗ No direct MoMo delivery
⚠️ Vietnam-Specific Tips
🏦
Vietcombank and Agribank have widest coverage
If your recipient doesn't have a bank account preference, Vietcombank (BIDV) and Agribank have the most branches nationwide including rural areas. Techcombank is popular in cities.
💱
VND is not freely convertible
Vietnam restricts VND conversion. All international transfers arrive in VND automatically. Your recipient cannot easily convert back to USD or JPY — plan accordingly for large transfers.
⚠️
Large transfers may require documentation
Vietnam's State Bank requires documentation for transfers over $10,000 USD equivalent. For regular monthly salary transfers this is not an issue, but keep records of your purpose of transfer.
🇻🇳 Japan → Vietnam
Best rate for JPY to VND transfers
Wise delivers to all major Vietnamese banks at the real exchange rate. Free to set up.