Q&A Will not paying social insurance affect my visa renewal?
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Supervised by an Administrative ScrivenerCreated based on official information from the Immigration Services Agency of Japan and practical experience. Last updated: April 2026
❓ FREQUENTLY ASKED QUESTIONS
Will unpaid social insurance premiums affect my visa renewal?
✅ CONCLUSION
Yes, it will directly affect it. Since 2024, immigration has been checking health insurance and pension payment status with every renewal application. Unpaid or delinquent premiums carry the risk of the renewal being denied or only granted for a short period.
🚨 Unpaid premiums by your company will also affect your visa renewalEven if you believe you are paying your premiums, if your company neglects social insurance procedures, there is still a risk. Be especially careful during the blank period immediately after changing jobs.
Three Insurances to Check
| Type | How to check | Required proof |
|---|---|---|
| Health Insurance | Check with your insurance card/health insurance society | Certificate of insurance premium payment (for the last 2 years) |
| Employees' Pension Insurance / National Pension | Nenkin Regular Mail / Pension Office | Certificate of pension premium payment (for the last 2 years) |
| Resident Tax | Municipal office counter / convenience store issuance | Taxation certificate / tax payment certificate (for the last 5 years) |
How to deal with unpaid premiums
Before applying, pay all outstanding premiums and obtain a certificate of payment. While it is often thought that "paying retroactively is fine," the fact of delinquency remains on record, so it is important to attach supplementary documents explaining the reason when applying.
If you have concerns about social insurance, please consult us before applying.
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